HOA Communities in Carmel, Indiana (2026)
Carmel, Indiana has 6 HOA communities listed on HOA's HUB, with monthly dues ranging from $125 to $375 and a median of $138. That places Carmel well below the state average (about 43% less) for Indiana. The local mix skews toward a mix of single-family homes and condominiums. About 67% of communities allow pets with rental-friendly bylaws in the majority of associations.
Carmel HOA Market Snapshot
Most Common Amenities
All HOA Communities in Carmel

Cherry Creek Estate
Well-established community with quality amenities and active management.

Laurel Lakes HOA
Modern planned community offering great community living.

Plum Creek Farms
Family-friendly neighborhood with well-maintained common areas.
The Woods at Lion's Creek
Well-established community with quality amenities and active management.

Timbercreek HOA
Family-friendly neighborhood with well-maintained common areas.

Westclay Owners Association
Residential community with a welcoming atmosphere and professional management.
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Frequently Asked: HOAs in Carmel, Indiana
How many HOA communities are in Carmel, Indiana?
6 HOA communities are currently tracked on HOA's HUB across 1 county in Carmel.
What's the average HOA fee in Carmel?
The median monthly HOA fee in Carmel is $138 (range: $125–$375, average $192).
Are pets allowed in Carmel HOA communities?
4 of 6 (67%) communities tracked in Carmel are pet-friendly. Specific breed and size restrictions vary by community.
Can I rent out a home in Carmel HOA communities?
5 of 6 (83%) Carmel communities permit long-term rentals. Short-term rentals like Airbnb are permitted in 3 (50%).