HOA Communities in Carmel, Indiana (2026)
Carmel, Indiana has 6 HOA communities listed on HOA's HUB, with monthly dues ranging from $125 to $450 and a median of $288. That places Carmel right around the state average for Indiana. The local mix skews toward a mix of single-family homes and condominiums. About 67% of communities allow pets with rental-friendly bylaws in the majority of associations.
Carmel HOA Market Snapshot
Most Common Amenities
All HOA Communities in Carmel

Laurel Lakes HOA
The Woods at Lion's Creek

Plum Creek Farms

Timbercreek HOA

Westclay Owners Association

Cherry Creek Estate
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Frequently Asked: HOAs in Carmel, Indiana
How many HOA communities are in Carmel, Indiana?
6 HOA communities are currently tracked on HOA's HUB across 1 county in Carmel.
What's the average HOA fee in Carmel?
The median monthly HOA fee in Carmel is $288 (range: $125–$450, average $288).
Are pets allowed in Carmel HOA communities?
4 of 6 (67%) communities tracked in Carmel are pet-friendly. Specific breed and size restrictions vary by community.
Can I rent out a home in Carmel HOA communities?
5 of 6 (83%) Carmel communities permit long-term rentals. Short-term rentals like Airbnb are permitted in 2 (33%).
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