HOA Articles & Guides
Practical guides to help you understand HOA fees, rules and buying decisions.
HOA's HUB Just Got a Major Upgrade: Faster Site, Fee-Trend Charts & Verified Data
We've rebuilt HOA's HUB from the ground up. The new site is faster, mobile-first, and packed with tools that were not here before - including HOA fee-trend charts, a Verified 2026 data badge, and thousands more communities. Here is everything that's new.
HOA Insurance Premiums Jump 18% in 2026 - What's Driving the Surge
Master-policy insurance for HOAs has spiked again this year. Carriers cite catastrophe losses, litigation costs, and a tight reinsurance market - and most of that increase ends up in homeowner dues. Here is what is moving, where it is hitting hardest, and what boards can do about it.
Buying Into an HOA? 7 Questions to Ask Before You Sign
Closing on a home inside a homeowners association is closing on two things: the property AND a long-term contract with the community. These are the seven questions that, in our experience reviewing more than 4,000 HOAs, separate buyers who are happy a year later from buyers who feel ambushed.
Nevada HOA Trends 2026: Fees, Rules, and the Rapid Growth of Master-Planned Communities
Nevada has quietly become one of the most HOA-dense states in the country, driven by Las Vegas, Henderson, and Reno master-planned growth. Here is what the historical data shows about fees, rules, and where the market is heading in 2026.
Private Equity Is Investing Billions Into HOA Management Companies
A quiet but consequential trend is reshaping the HOA industry: private-equity firms are pouring billions into community-management companies, consolidating a previously fragmented sector. Here is what investors see, what homeowners might notice on the ground, and what this means for the next decade of HOA governance.
Introducing HOA's HUB Data Licensing: 4,100+ Communities, Now Available to Buy
We're opening our HOA dataset to license. Fees, rules, amenities, rental policies, and contact info for 4,100+ U.S. homeowners associations - in CSV, JSON, Excel, Parquet, or REST API.
HOA Fees Continue Rising Across America: What's Driving the Increase in 2026?
Homeowners nationwide are seeing HOA dues climb again in 2026. We break down the four biggest drivers behind the increases - insurance pressure, reserve-funding scrutiny, new state legislation, and the push for digital communication - and what residents should watch on their next budget vote.
New HOA Laws and Transparency Rules Are Changing Community Governance in 2026
State legislatures are sharpening oversight of homeowners associations in 2026, with new mandates around transparency, voting procedures, financial disclosures, and homeowner-records access. Florida is leading; Minnesota, Georgia, and North Carolina are not far behind. Here is what is changing and what it means for both boards and residents.
The Florida HOA Headache: Why Fees Are Surging in 2026
Florida now has 50,000+ community associations - second only to California - and seven of the ten most expensive HOA metros in the country. Rising insurance costs, post-Surfside reserve requirements, and new Fannie/Freddie condo lending rules are pushing fees to record highs. Here’s what’s driving the surge and what it means for buyers.
HOA Architectural Review: 17 Common Restrictions Most Buyers Never See Coming
Most HOA buyers focus on monthly dues and pet rules. The bigger surprises usually live in the Architectural Standards: what color you can paint, what fences you can install, and which trees you can plant. Here are 17 of the most common restrictions and how to spot them before closing.
Solar Panels and HOAs: 30 States Now Block Your HOA From Saying No
For decades, HOAs blocked solar installations on aesthetic grounds. As of 2026, more than 30 US states have passed "solar access" laws that override most HOA solar bans. Here is the full list, what each state allows, and the loopholes HOAs still use to slow projects down.
HOA Reserve Funds Explained: The One Number That Can Make or Break Your Purchase
Reserve funds are the savings account every HOA uses to pay for big-ticket repairs like roofs, roads, pools, and elevators. Buyers who skip the reserve study often inherit special assessments worth tens of thousands of dollars. Here is how to read one in under five minutes.
Three North Carolina Bills Could Reshape HOA Authority in 2026
North Carolina’s 2026 short session has produced three new HOA bills: HB 1212 (banning restrictions on solar, gardens, and ADUs), HB 1174 (creating a state DOJ complaint process), and SB 1051 (protecting licensed family child care homes). Here’s what each one would change.
Georgia Just Passed Its First Statewide HOA Law: Here’s What SB 406 Does
Gov. Brian Kemp signed Senate Bill 406 - the "Georgia Property Owners’ Bill of Rights Act" - on May 12, 2026. The law doubles the foreclosure threshold to $4,000, requires HOAs to register with the Secretary of State, mandates 90-day pre-foreclosure notices, and creates a statewide complaint process. Here’s how it works and when it takes effect.
Minnesota Signs HOA Bill of Rights Into Law: What Homeowners Need to Know
On May 6, 2026, Gov. Tim Walz signed Minnesota’s "HOA Bill of Rights" into law. The legislation caps single-violation fines at $100, requires 21-day owner review of new rules, bans retaliation, and reins in board conflicts of interest. Here’s what changes and who it affects.
How to Fight Your HOA Fee Increase (Step-by-Step Guide for 2026)
Got a notice that your HOA dues are going up? You have more leverage than you think. This step-by-step guide walks through how to challenge an HOA fee increase - from reviewing the budget and demanding documentation to organizing your neighbors and voting at the annual meeting.
Rising HOA Costs Are Reshaping Homeownership in Texas (And What It Means for Buyers Nationwide)
Homeowners across Texas are facing a growing financial reality: HOA fees are rising fast and becoming a major factor in affordability. A recent report reveals significant increases in major Texas markets like Houston, Austin, and San Antonio.
HOA vs No HOA: Pros and Cons in 2026 (Honest Buyer’s Guide)
Wondering whether to buy in an HOA community? This honest 2026 comparison breaks down the real financial, lifestyle, and resale implications of HOA living vs non-HOA homes - with average fee data across the US, hidden costs to watch for, and the buyer profiles each option actually suits.
What Happens If You Don’t Pay Your HOA Fees? (Foreclosure & Liens Explained)
Missing HOA dues isn’t like missing a credit card payment. This guide walks through the exact 4-stage timeline most HOAs follow when fees go unpaid - from late fees and interest to liens, judgments, and yes, foreclosure - plus what your legal rights are at each step.
Best States to Buy an HOA Home in 2026 (Ranked by Value, Rules & Resale)
Where do HOA homes offer the best combination of reasonable fees, owner-friendly rules, and strong resale? We ranked the top 10 US states for HOA buyers in 2026 using our database of 3,800+ communities - with avg monthly fees, rental flexibility, and key buyer notes for each.
HOA Special Assessments Explained: What They Are and How to Prepare
A special assessment can hit your budget for thousands of dollars with little warning. Here’s what they are, when HOAs are allowed to charge them, the red flags that predict one is coming, and concrete steps you can take to avoid being blindsided.
HOA Rules Explained: What Every Homeowner Should Know
HOA rules are designed to maintain community standards, protect property values, and ensure a cohesive living environment. Here's everything you need to know before buying in an HOA community.
Top 10 Master-Planned Communities in the USA (2026)
Master-planned communities continue to grow in popularity across America. Discover the top 10 communities offering world-class amenities and structured HOA governance in 2026.
Most Expensive HOA Communities in the United States
From Fisher Island in Florida to Beverly Park in California, discover the most exclusive HOA communities in America where fees can exceed $10,000 per month.
Cheapest HOA Communities in the USA
Affordable HOA communities exist across the country, particularly in the Midwest and Southeast. Discover where to find quality communities with fees under $100 per month.
Why HOASHub.com Was Created
HOASHub.com was built to bring transparency to HOA communities. Learn about our mission to help homebuyers find accurate HOA fees, rules, and restrictions.