Mississippi Cove HOA Fees, Rules & Amenities (Otsego, MN)

Otsego, Minnesota

Last Updated: May 29, 2026

Verified 2026

About This Community

Owners at Mississippi Cove pay about $578 per month ($6,936 annually) in HOA dues. The community is a villa development in Otsego, MN. Long-term rentals are allowed; short-term / Airbnb-style rentals are not. The community is pet-friendly.

Property Type
Villa
Year Built
1989-1991
Management
Access Management
Estimated Monthly HOA Fee
$578
Est. Yearly Fee$6,936/yr

HOA Rules & Restrictions

Rentals Allowed
Yes
Airbnb / Short-term Rentals
No
Pet Friendly
Yes

Pet Restrictions

Breed and weight limits may apply; typically 2 pets per home.

Amenities

Basketball CourtCommunity GardenPicnic AreaSports Courts

Frequently Asked Questions About Mississippi Cove

What is the HOA fee at Mississippi Cove?

The estimated HOA fee at Mississippi Cove in Otsego, Minnesota is about $578 per month ($6,936 per year). Fees can change, so verify with the association directly.

Does Mississippi Cove allow rentals?

Yes, Mississippi Cove currently permits long-term rentals; short-term / Airbnb rentals are not permitted. Always confirm the current CC&Rs before leasing.

Is Mississippi Cove pet friendly?

Mississippi Cove is generally pet-friendly, though breed, size, and number limits may apply. Breed and weight limits may apply; typically 2 pets per home.

What amenities does Mississippi Cove offer?

Tracked amenities at Mississippi Cove include basketball court, community garden, picnic area, sports courts. Amenity availability can change - confirm with the HOA board.

What type of homes are in Mississippi Cove?

Mississippi Cove is primarily a villa community in Otsego, Minnesota. Most homes were built between 1989 and 1991. Individual home styles and sizes can vary within a single association.

Who manages Mississippi Cove?

Mississippi Cove is managed by Access Management. The managing agent typically handles dues collection, common-area maintenance, and rule enforcement on behalf of the board. Management companies can change over time.

Where is Mississippi Cove located?

Mississippi Cove is located in Otsego, Minnesota 55330. You can browse other Otsego, Minnesota HOA communities on HOA's HUB to compare fees and rules for nearby options.

Living in Otsego, Minnesota

Mississippi Cove is one of Otsego's HOA communities tracked on HOA's HUB. Otsego sits in Minnesota, part of the broader Minnesota HOA market. Monthly HOA dues here average about $578, typically covering shared maintenance and common-area upkeep.

Before buying into any Otsego HOA, compare fees, pet policies, rental rules, and amenities. Use our HOA comparison tool or read our HOA buyer guides.

HOA's HUB Insights

If you're shopping Otsego's higher end, Mississippi Cove is one to compare carefully: monthly HOA dues run about $578, often covering a fuller set of services like security, landscaping, and clubhouse access. Pet owners get a friendlier reception here than at most associations - animals are welcome, though specific breed and weight rules typically still apply. Long-term rentals are permitted, which can appeal to investors or owners who want flexibility down the road. Like most Otsego associations, Mississippi Cove disallows short-term rentals - buyers planning vacation-rental income should look elsewhere. Common amenities tracked here include basketball court, community garden, picnic area, sports courts. Before committing, pull the latest CC&Rs and the most recent two annual meeting minutes - fee schedules and rule sets can shift year-over-year.

🏡 Our Quick Take

HOA FeesHigh
Home TypeVilla
Best ForFamilies
Location AppealPremium
RestrictionsLight

Data Disclaimer

HOA information on this page is provided for research purposes and may change over time. Monthly fees, amenities, pet policies, rental rules, and contact details should always be verified directly with the Mississippi Cove board or management company before making any decision.