Morgan Ellis
Morgan covers the intersection of HOAs and the housing market — rental restrictions, pet policies, amenities, and how association rules shape resale value.
Articles by Morgan Ellis
Buying Into an HOA? 7 Questions to Ask Before You Sign
Closing on a home inside a homeowners association is closing on two things: the property AND a long-term contract with the community. These are the seven questions that, in our experience reviewing more than 4,000 HOAs, separate buyers who are happy a year later from buyers who feel ambushed.
Nevada HOA Trends 2026: Fees, Rules, and the Rapid Growth of Master-Planned Communities
Nevada has quietly become one of the most HOA-dense states in the country, driven by Las Vegas, Henderson, and Reno master-planned growth. Here is what the historical data shows about fees, rules, and where the market is heading in 2026.
HOA Fees Continue Rising Across America: What's Driving the Increase in 2026?
Homeowners nationwide are seeing HOA dues climb again in 2026. We break down the four biggest drivers behind the increases - insurance pressure, reserve-funding scrutiny, new state legislation, and the push for digital communication - and what residents should watch on their next budget vote.
The Florida HOA Headache: Why Fees Are Surging in 2026
Florida now has 50,000+ community associations — second only to California — and seven of the ten most expensive HOA metros in the country. Rising insurance costs, post-Surfside reserve requirements, and new Fannie/Freddie condo lending rules are pushing fees to record highs. Here’s what’s driving the surge and what it means for buyers.
Rising HOA Costs Are Reshaping Homeownership in Texas (And What It Means for Buyers Nationwide)
Homeowners across Texas are facing a growing financial reality: HOA fees are rising fast and becoming a major factor in affordability. A recent report reveals significant increases in major Texas markets like Houston, Austin, and San Antonio.
HOA vs No HOA: Pros and Cons in 2026 (Honest Buyer’s Guide)
Wondering whether to buy in an HOA community? This honest 2026 comparison breaks down the real financial, lifestyle, and resale implications of HOA living vs non-HOA homes — with average fee data across the US, hidden costs to watch for, and the buyer profiles each option actually suits.
Best States to Buy an HOA Home in 2026 (Ranked by Value, Rules & Resale)
Where do HOA homes offer the best combination of reasonable fees, owner-friendly rules, and strong resale? We ranked the top 10 US states for HOA buyers in 2026 using our database of 3,800+ communities — with avg monthly fees, rental flexibility, and key buyer notes for each.
Top 10 Master-Planned Communities in the USA (2026)
Master-planned communities continue to grow in popularity across America. Discover the top 10 communities offering world-class amenities and structured HOA governance in 2026.
Most Expensive HOA Communities in the United States
From Fisher Island in Florida to Beverly Park in California, discover the most exclusive HOA communities in America where fees can exceed $10,000 per month.