Topsail Reef Homeowners Associates HOA Fees, Rules & Amenities (North Topsail Beach, NC)
North Topsail Beach, North Carolina
Last Updated: May 29, 2026
About This Community
Topsail Reef Homeowners Associates is a planned community in North Topsail Beach, North Carolina (ZIP 28460). The HOA fee is $325 per month. On-site amenities include Fitness Center, Clubhouse. Both long-term and short-term rentals are permitted under current rules. The community is pet-friendly.
HOA Rules & Restrictions
Pet Restrictions
Max 3 pets, aggressive breeds prohibited
Parking Rules
2 vehicles per unit, guest parking available
Rental Status
Amenities
Frequently Asked Questions About Topsail Reef Homeowners Associates
Living in North Topsail Beach, North Carolina
Topsail Reef Homeowners Associates is one of North Topsail Beach's HOA communities tracked on HOA's HUB. North Topsail Beach sits in North Carolina, and is part of the broader North Carolina HOA market. Homeowners here are part of a planned community with monthly HOA dues averaging $325, which typically covers shared maintenance, common-area upkeep, and association management.
Before buying or moving into any North Topsail Beach HOA, it's worth comparing fees, pet policies, rental rules, and amenities across nearby neighborhoods. Use our HOA comparison tool to put Topsail Reef Homeowners Associates side-by-side with other associations in the area, or read our HOA buyer guides for tips on closing costs, special assessments, and resale rules specific to North Carolina.
Amenities at Topsail Reef Homeowners Associates include fitness center, clubhouse. Always confirm what's currently active with the HOA board before relying on any amenity for your buying decision - clubhouses, pools, and gates sometimes change status year over year.
HOA's Hub Insights
If you're shopping North Topsail Beach's higher end, Topsail Reef Homeowners Associates is one to compare carefully: monthly HOA dues run about $325, often covering a fuller set of services like security, landscaping, and clubhouse access. Pet owners get a friendlier reception here than at most associations - animals are welcome, though specific breed and weight rules typically still apply. Long-term rentals are permitted, which can appeal to investors or owners who want flexibility down the road. Airbnb-style stays are on the table here - uncommon enough in North Carolina HOA-governed neighborhoods to be a notable plus. Common amenities tracked here include fitness center, clubhouse. Smart buyers always request the current CC&Rs, the most recent reserve study, and 24 months of board minutes before closing on any HOA-governed home.
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Nearby HOA Communities in North Topsail Beach
Other homeowners associations in North Topsail Beach, North Carolina you may want to compare.
- St. Regis HOA- $250/mo
- Topsail Dunes Homeowners Association- $125/mo
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Data Disclaimer
HOA information on this page is provided for research purposes and may change over time. Monthly fees, amenities, pet policies, rental rules, and contact details should always be verified directly with the Topsail Reef Homeowners Associates board, the property management company, or a licensed North Carolina real estate professional before making any buying, selling, or moving decision. HOA's HUB does not guarantee the accuracy, completeness, or current status of any listed community.