HOA Communities in Palm Bay, Florida (2026)
Palm Bay, Florida has 8 HOA communities listed on HOA's HUB, with monthly dues ranging from $70 to $328 and a median of $220. That places Palm Bay well below the state average (about 33% less) for Florida. The local mix skews toward single-family (5), townhouse (1), and subdivision (1). Pet policies are relatively strict - only 13% of communities allow pets with most associations restricting rentals to protect owner-occupancy. Median home prices in tracked communities run about $324,195.
Palm Bay HOA Market Snapshot
Property Types in Palm Bay
Most Common Amenities
All HOA Communities in Palm Bay
Harbor Square
Harbor Square is a townhouse community in Palm Bay, Florida, built between 2025 and 2026 by Centex and Pulte Homes. It currently has 5 townhouses for sale with an average list price of $263,212. The homes range in size from 1,699 ft2 to 1,782 ft2. The HOA fees range from $165 to $165 per month. The average annual property tax for Harbor Square is $173.87. It is located in Brevard County. Median Price: $278,990
Aspire at Treasure Coast
Aspire at Treasure Coast is a single-family home community in Palm Bay, Florida, built between 2025 and 2026 by K. Hovnanian Homes. It currently has 3 single family homes for sale with an average list price of $329,714.33. The homes range in size from 1,363 ft2 to 1,684 ft2. The average annual property tax for Aspire at Treasure Coast is $486.46. It is located in Brevard County. Median Price: $324,195
Vista Oaks West HOA
Family-friendly neighborhood with well-maintained common areas.
Cypress Bay Preserve
Cypress Bay Preserve is a single-family home community in Palm Bay, Florida, built between 2022 and 2023 by D.R. Horton. It currently has no homes for sale. The homes range in size from 1,672 ft2 to 1,828 ft2. The HOA fees range from $70 to $70 per month. The average annual property tax for Cypress Bay Preserve is $964.17. It is located in Brevard County.
Heron Bay at Waterstone
Heron Bay at Waterstone is a subdivision in Palm Bay, Florida. It currently has no homes for sale. It is located in Brevard County.
Courtyards at Waterstone
Courtyards at Waterstone is a single-family home community in Palm Bay, Florida, built between 2022 and 2023. It currently has no homes for sale. The homes range in size from 1,635 ft2 to 1,867 ft2. The HOA fees range from $55 to $600 per month. The average annual property tax for Courtyards at Waterstone is $933.34. It is located in Brevard County.
Bridgewater at Bayside Lakes
Bridgewater at Bayside Lakes is a single-family home community in Palm Bay, Florida, built between 2003 and 2004. It currently has no homes for sale. The homes range in size from 1,865 ft2 to 3,926 ft2. The HOA fees range from $122 to $153 per month. The average annual property tax for Bridgewater at Bayside Lakes is $2,778.97. It is located in Brevard County. Median Price: $435,000
Gardens at Waterstone II
Gardens at Waterstone II is a single-family home community in Palm Bay, Florida, built between 2023 and 2024 by KB Home. It currently has no homes for sale. The homes range in size from 1,707 ft2 to 3,203 ft2. The HOA fees range from $275 to $275 per month. The average annual property tax for Gardens at Waterstone II is $88.97. It is located in Brevard County.
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Frequently Asked: HOAs in Palm Bay, Florida
How many HOA communities are in Palm Bay, Florida?
8 HOA communities are currently tracked on HOA's HUB across 2 counties in Palm Bay.
What's the average HOA fee in Palm Bay?
The median monthly HOA fee in Palm Bay is $220 (range: $70–$328, average $213).
Are pets allowed in Palm Bay HOA communities?
1 of 8 (13%) communities tracked in Palm Bay are pet-friendly. Specific breed and size restrictions vary by community.
Can I rent out a home in Palm Bay HOA communities?
1 of 8 (13%) Palm Bay communities permit long-term rentals. Short-term rentals like Airbnb are permitted in 1 (13%).
