Saddle Lakes Homes Owner's Association HOA Fees, Rules & Amenities (Riverhead, NY)

Riverhead, New York

Last Updated: May 29, 2026

Verified 2026

About This Community

Owners at Saddle Lakes Homes Owner's Association pay about $474 per month ($5,688 annually) in HOA dues. The community is a 55+ active adult development in Riverhead, NY. Long-term rentals are allowed; short-term / Airbnb-style rentals are not. The community is pet-friendly.

Property Type
55+ Active Adult
Year Built
2007-2009
Management
Self-Managed Board
Estimated Monthly HOA Fee
$474
Est. Yearly Fee$5,688/yr

HOA Rules & Restrictions

Rentals Allowed
Yes
Airbnb / Short-term Rentals
No
Pet Friendly
Yes

Pet Restrictions

Breed and weight limits may apply; typically 2 pets per home.

Amenities

Basketball CourtCommunity GardenPicnic AreaSports Courts

Frequently Asked Questions About Saddle Lakes Homes Owner's Association

What is the HOA fee at Saddle Lakes Homes Owner's Association?

The estimated HOA fee at Saddle Lakes Homes Owner's Association in Riverhead, New York is about $474 per month ($5,688 per year). Fees can change, so verify with the association directly.

Does Saddle Lakes Homes Owner's Association allow rentals?

Yes, Saddle Lakes Homes Owner's Association currently permits long-term rentals; short-term / Airbnb rentals are not permitted. Always confirm the current CC&Rs before leasing.

Is Saddle Lakes Homes Owner's Association pet friendly?

Saddle Lakes Homes Owner's Association is generally pet-friendly, though breed, size, and number limits may apply. Breed and weight limits may apply; typically 2 pets per home.

What amenities does Saddle Lakes Homes Owner's Association offer?

Tracked amenities at Saddle Lakes Homes Owner's Association include basketball court, community garden, picnic area, sports courts. Amenity availability can change - confirm with the HOA board.

What type of homes are in Saddle Lakes Homes Owner's Association?

Saddle Lakes Homes Owner's Association is primarily a 55+ active adult community in Riverhead, New York. Most homes were built between 2007 and 2009. Individual home styles and sizes can vary within a single association.

Who manages Saddle Lakes Homes Owner's Association?

Saddle Lakes Homes Owner's Association is self-managed by its volunteer homeowner board rather than a third-party firm. Management arrangements can change over time, so confirm the current setup with the association.

Where is Saddle Lakes Homes Owner's Association located?

Saddle Lakes Homes Owner's Association is located in Riverhead, Suffolk County, New York 11901. You can browse other Riverhead, New York HOA communities on HOA's HUB to compare fees and rules for nearby options.

How is Saddle Lakes Homes Owner's Association rated by residents?

Saddle Lakes Homes Owner's Association has a Google rating of 3 out of 5 based on 2 reviews. Ratings reflect public feedback and can change over time - read the latest reviews before deciding.

Living in Riverhead, New York

Saddle Lakes Homes Owner's Association is one of Riverhead's HOA communities tracked on HOA's HUB. Riverhead sits in Suffolk County, New York, part of the broader New York HOA market. Monthly HOA dues here average about $474, typically covering shared maintenance and common-area upkeep.

Before buying into any Riverhead HOA, compare fees, pet policies, rental rules, and amenities. Use our HOA comparison tool or read our HOA buyer guides.

HOA's HUB Insights

Saddle Lakes Homes Owner's Association carries a premium HOA fee profile - roughly $474 per month - usually signalling a more amenity-rich, professionally managed community in Riverhead, New York. Households with dogs or cats will find Saddle Lakes Homes Owner's Association's pet policy more permissive than many peers in Riverhead, though residents should still read the bylaws for size or breed caveats. Owner-investors get more runway here - long-term leases are allowed under the association's current rules. Short-term and Airbnb-style rentals are off the table, in keeping with most owner-occupied New York HOAs. Residents share access to basketball court, community garden, picnic area, sports courts, which factor into the monthly dues. Smart buyers always request the current CC&Rs, the most recent reserve study, and 24 months of board minutes before closing on any HOA-governed home.

🏡 Our Quick Take

HOA FeesHigh
Home Type55+ Active Adult
Best ForRetirees
Location AppealPremium
RestrictionsLight

About Suffolk County, New York

Saddle Lakes Homes Owner's Association is part of Suffolk County, home to 12 tracked HOA communities across 12 cities.

See all HOA communities in Suffolk County

Data Disclaimer

HOA information on this page is provided for research purposes and may change over time. Monthly fees, amenities, pet policies, rental rules, and contact details should always be verified directly with the Saddle Lakes Homes Owner's Association board or management company before making any decision.